Fulton Disclosure 1 - COLLEGE REAL REWARDS CARD

College Real Rewards Card: If you are approved for a new College Real Rewards Card, you will earn 1.5 Reward Points ("Points") per dollar spent on eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly Net Purchase points will be applied each billing cycle. Points expire 5 years from when they are earned, refer to our Program Rules for full details. Reward points can be redeemed as a cash deposit to a checking or saving account with this Financial Institution only, within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles. First purchase bonus points (2,500) will be applied 1-2 statement billing cycles after first purchases and are not awarded for balance transfers or cash advances. Please allow 1-2 statement billing cycles after you have met the spend requirement for your bonus points to be credited to your account.